Wealth Investment Skills


People often make the error of thinking that Financial Advisers, Private Bankers and Wealth Managers always act for their benefit and have all- encompassing knowledge. As numerous cases have shown this may be incorrect. Incentives, adviser ignorance and lack of time or experience can have a bad effect.


The best person to decide upon the suitability of any investment is often the owner, if he or she has investment knowledge. Sadly, in many cases, this is not the case. People lack knowledge to discuss, question or challenge what is put to them. Many feel intimidated by the jargon used, the opulent offices and claimed skills of their Private Bankers and Financial Advisers. UBS, previously the largest Private Wealth Manager in the world and supposedly an expert in investment, generated possibly the largest investment loss of any European bank and one of the largest of any investment institution in the world. Where were the investment skills? Where was Risk Control? Appearances can be deceiving.


This is unnecessary. Investment is an art or skill that can be developed in anyone who is interested and will make an effort to learn and question. It is not even hard - Investment is fascinating ; it combines an appreciation of the world, common sense and psychology and opportunism. The results can be evident and very satisfying.



The Wealth Investment Skills seminar is designed for anyone wanting to invest their own wealth or monitor or question their Private Banker or Financial Adviser. No prior knowledge is assumed. The seminar is not a complete solution but it is an excellent and painless start to developing Wealth Investment skills.


The seminar is extremely enjoyable and interactive with exercises and cases. Groups are kept small with a typical maximum of 12.  Overflow dates are offered as seminars fill up.





1   Investment Principles and Reporting

  •           What to look for in investments
  •           What is risk? Why use volatility as a risk measure?
  •           Effect of time
  •           Main asset classes. Their nature, risk and return
  •           Secondary types of investment explained
  •           Where returns originate
  •           What does hedging do?
  •           Portfolio reporting: what you want
  •           How to assess performance
  •          The Back Office: meaning of Settlement and Custody

2   Equity Investment: what the Stock Market offers

  •          Types of analysis and their uses: Fundamental, Technical etc
  •           What moves the market: Short term to Long terms influences
  •           Meaning and use of an index
  •           Main equity valuation measures
  •           Sector importance and selection
  •           Relative value assessment
  •           Income v Capital emphasis
  •           Growth v Value approach
  •           Large v Small company impact
  •           The problems with Broker recommendations
  •           Classic signs of company success and failure


3  World Stock Markets Overview: using Risk to reduce Risk

  • Why invest overseas ?
  • Main stock markets outlined
  • Developed v Emerging Markets: the trade-offs accepted
  • Meaning and use of Correlation to reduce portfolio risk
  • What to look for in the Overseas Market

4   Fixed Income or Bonds Investment

  •           Types of bonds and their nature
  •           Main jargon terms
  •           Yield explained
  •           Bond Ratings :meaning of Investment Grade and High Yield Bonds
  •           Bond valuations dissected
  •           Yield curves explained and their uses
  •           Assessing the trade off between different bonds
  •           How a Bond Portfolio Manager can position himself/herself

5   Behavioural Finance: are you your worst enemy?

  •      The meaning and increasing importance given to Behavioural Finance
  •       The factors that affect your success
  •        Characteristics of super successful Fund Managers

6   Dealing Techniques: Buying and selling is an art

  •           What information to look for before Dealing
  •           Assessing the right price
  •           Order sizing
  •           Types of order
  •           Timing order entry
  •           Use of Stop Losses


7   Derivatives Overview: The heaven and hell of Futures and Options

  •           What is a Future? Types, Terminology, Pricing, Contract sizes
  •           Typical Futures used by Fund Managers
  •           Why use a Future? 
  •           What is an Option? Futures v Options contrasted
  •           Types of Option, Terminology, Pricing, Contract size
  •           Why use an Option?
  •          Hedging and Portfolio Protection using Futures and Options Explained



8  Hedge Funds Overview

  •           What are Hedge Funds ?
  •           Meaning of Long/Short
  •           Use of Leverage/Gearing
  •           What is a Hedge Fund?
  •           Hedge Fund strategies
  •           Returns and risks outlined
  •           Meaning of the jargon words:
  •           Serious problems with quoted Hedge Fund Performance figures
  •           Benefit and drawback of Fund of Funds
  •           Performance figures considerations

9   Portfolio Construction, Rebalancing and Monitoring

  •           Client Profiling and Needs identification
  •           How seemingly similar clients vary
  •           Selecting a Benchmark : Different example benchmarks: 
  •      Top Down v Bottom Up Portfolios
  •            Model Portfolio importance
  •           Over/Underweighting meaning
  •          Strategic Asset Allocation v Tactical Asset Allocation
  •          Portfolio Protection and the use of Fund Overlays and Hedging
  •      Fund Manager Risks
  •      Portfolio Rebalancing: What, why and when
  •          Portfolio Monitoring
  •      Group Portfolio Exercise including Scenario Development, Asset Allocation and Sector Selection

Other Information

No investment is recommended. The seminar is a good all-round briefing for those wanting to learn about  intelligent and successful investment on a world-wide basis. The specialist areas of Tax and Insurance products are not included. The seminar is not a complete solution but it is an excellent and painless start.


DETAILS  - Private Seminars     Groups of friends (at least 6) can commission their own tailored seminar at their selected location. Details on request.



NOTE: Content order and presentation may be amended without notice due to time constraints and audience requirements




Todays Date:

Duration 2 days
Fee GBP 980 + VAT

Investment Education PLC
45 Old Hall Road, Manchester M7 4JF, United Kingdom
Tel:+44 (0)161 832 3800
Email: mail@investmentEducation.net
Registered in England Number 2129160
VAT Registered Number GB 480 2112 85

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