Banking Operations Briefing


Many executives in Financial Services, IT, Accounting, Compliance, Marketing and other areas in Banks have only a rough idea as to what Banking is and the scope of Banking Operations. This 2 day course gives a wide practical and fairly detailed view of all the main banking operations, including what they are, how they operate current issues.


  • IT Executives in Banks or designing and servicing Banking clients
  • Marketing Executives
  • Compliance Officers
  • Accountants and Auditors
  • HR Executives new to the industry
  • Lawyers (CPD credit)


Background in Banking

-Functions of a bank, credit creation, funds transmission services, types of bank: retail, savings, mortgage, commercial, investment, private bank. Regulatory developments: bis ratios and their meaning.

-Basle1 and Basle 2 outlined

-Problems of banks: liquidity, matching assets to liabilities, competition, low market growth

-Importance of alm (asset-liability management)

-Meaning and importance of cost/income ratios

-Meaning of spread and return on assets

-Current issues and influences: expansion, diversification, bank assurance

Funds Transmission

-Outline clearing system example. SEPA explained.

-Development of e-banking and its advantages

-Value v fate of a cheque

-Meaning of nostro and vostro accounts

Retail of consumer banking

-Products, savings, credit cards, mortgages, loans etc

-Deposits: type and structures: call, demand/notice loan and product pricing

Commercial banking

-Typical products: loans, deposits, funds transmission commercial lending and credit analysis in some detail commercial banking fees and profits

Client records and account maintenance

-What information is needed on an account

-Type and structure of charges

Capital markets & treasury


-What are the capital markets: products and services offered?

-What is the role of treasury: products and services offered?

-Dealing desk structure

-Agent v market making or oa/propiertary dealings

-Trading principles: long and short positions

-Role of front, middle and back office

-STP, what it means and why is it important

-Basle 2 and 3 explained. Effect and consequences of the 2008 - 2010 financial crises


-Money market products and operations

-Fixed income products outlined

-Forwards, futures and options explained as treasury products

-Swaps, FRAs, explained

-Repos and their use expanded

Capital markets

-Loan sydication explained

-Flotations, IPOs, right issues explained

-Mergers and acquisitions outlined

Foreign exchange

-Why FX requirements arise, size and nature of the markets. Main currencies involved

-Spot and cross rates

-Forward rates and how calculated

-Trading and settlement of FX deals

Swift outline & funds transfers

-What is SWIFT ? Example messages

-ISO 15022 and swiftnet explained

-Meaning of BIC and IBAN

Trade finance

-What is trade finance? Use of correspondent banks

-Types of trade finance: l/cs and their varieties meaning of confirmation, clean payment etc

-How a bank makes money out of trade finance

Private banking & wealth management

-What is Private Banking? Market size and players. Current market issues e.g government exchange of information, capitalisation, Madoff fraud consequences and Due Diligence  

-Products offered and their attraction.

-Needs of a Private Banker

-Jargon explained: discretionary, advisory and execution.

-Outline of portfolio management.





Todays Date:

Duration 2 days
Available as an in-house course

Investment Education PLC
45 Old Hall Road, Manchester M7 4JF, United Kingdom
Tel:+44 (0)161 832 3800
Registered in England Number 2129160
VAT Registered Number GB 480 2112 85

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